Fast estimate
Enter the values you know and calculate an instant result in your browser.
Mortgage calculators
FHA Loan Calculator
Estimate an FHA mortgage payment, loan amount, and upfront mortgage insurance.
Complete guide
How to use FHA Loan Calculator
Estimate FHA loan payments from home price, down payment, rate, and term.
Private by default
Your calculator inputs stay on your device and are not uploaded.
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Answers
FHA Loan Calculator FAQs
Is the FHA Loan Calculator free?
Yes. It runs in your browser and does not require signup.
How accurate is the FHA Loan Calculator?
It provides an educational estimate based on the values you enter. Real-world costs, rates, policies, and edge cases can vary.
Are my inputs uploaded?
No. This calculator runs locally in your browser.
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Methodology and examples
FHA Loan Calculator - Free Online Calculator: formula, example, and use cases
Maintained by FormatNest. See the methodology, assumptions and sources below.
Formula or method
Fixed-payment loans use M = P × r(1 + r)^n / ((1 + r)^n - 1), where P is principal, r is the periodic interest rate, and n is the number of payments.
Worked example
Example: use FHA Loan Calculator - Free Online Calculator with a $25,000 balance, 8% APR, and a 60-month term to compare monthly payment and total interest.
Best use cases
Use FHA Loan Calculator - Free Online Calculator for planning, comparison, and what-if scenarios before confirming figures with a lender, tax professional, or financial adviser.
Important: For educational planning only. Rates, tax rules, fees, and eligibility vary; confirm important decisions with a qualified professional.
Editorial note: Review the input definitions, units and assumptions before relying on results. Source: Consumer Financial Protection Bureau home-loan guidance.